Settle in with a clear order of priorities. You do not need to understand the whole Swiss insurance system before taking the first step.
Request a personal comparison ↗Prepare your address, arrival date, employment start date and household details. A permanent move, cross-border employment and a temporary assignment can raise different questions. Refer special situations to the relevant authority.
New Swiss residents generally have three months to arrange health insurance, although exceptions can apply. Consult the Federal Office of Public Health and clarify your own position promptly so that deadlines and the start of cover are correctly understood.
Make a list of belongings you are bringing and any existing policies. Ask about insured amounts, deductibles, exclusions and damage to rented property. Household contents and personal liability address different risks; have each explained before deciding.
If you bring or acquire a vehicle, discuss registration, intended use and cover with the relevant authorities and specialist partner. For any additional policy, start with the risk it addresses and check whether you already have relevant protection.
Store quotations, policies, agreed start dates and contact names together. Resolve open questions before signing. Our 360° insurance service helps organise the topics and coordinate the appropriate next contact, whether you are arriving alone or with a family.
Federal Office of Public Health ↗
Editorial update: 19 September 2026. General orientation; individual cover and requirements depend on your circumstances and contract.
Yes. It is for people moving to Switzerland from Germany and other countries. Residence, employment and any special arrangements still need individual review.
No. The service is for anyone settling in Switzerland, as well as existing residents reviewing their insurance.
Discuss the cover you already have and the options worth exploring.
Request a comparison →Bring health insurance and everyday protection into one conversation.
Explore the service →Help employees, clients or contacts find their next step.
For partners →Figures supplied by Prämienheld, confirmed September 2026. *Figures from previous comparisons; individual savings depend on the policy and available offers and are not guaranteed.
Prämienheld