Choose cover that fits your life. Put the monthly premium, access to care and your own share of costs into one clear picture.
Request a personal comparison ↗Compulsory basic insurance and optional supplementary cover serve different purposes. Decide on your basic insurance arrangement first, then compare any additional benefits separately. A bundled offer deserves the same scrutiny as individual policies.
Have your Swiss postcode, year of birth, preferred deductible and care model ready. Add the name of any doctor you would like to keep. The federal premium calculator provides a useful baseline for comparing offers using your own details.
Compare annual premiums alongside your potential out-of-pocket costs. Think about the unexpected medical expenses you could comfortably pay yourself. The deductible is a budget decision as well as an insurance choice; the lowest monthly payment is not automatically the best fit.
Before choosing a model, check the required first point of contact and whether your preferred practice participates. Ask how referrals and appointments work. A care model should be something you can follow confidently in everyday life.
Send an enquiry and, if useful, your current policy. Your situation and open questions provide the starting point for a comparison. The relevant specialist partner explains specific quotations, conditions and the application process. You decide whether to proceed.
Editorial update: 19 September 2026. General orientation; individual cover and requirements depend on your circumstances and contract.
Our previous comparisons provide a reference point. Your policy and circumstances remain the basis for a personal offer.
That requires your details and current premiums. Your postcode, age, deductible and care model affect the comparison. Use the same assumptions when comparing offers.
Review each contract and any package conditions separately. Confirm acceptance and terms for replacement supplementary cover before cancelling an existing policy.
Discuss the cover you already have and the options worth exploring.
Request a comparison →Bring health insurance and everyday protection into one conversation.
Explore the service →Help employees, clients or contacts find their next step.
For partners →Figures supplied by Prämienheld, confirmed September 2026. *Figures from previous comparisons; individual savings depend on the policy and available offers and are not guaranteed.
Prämienheld