PrämienheldHousehold contents & liability
Your belongings and your responsibility towards others. Two different kinds of everyday protection.
Explore your options →Insurance & pensions · Switzerland
Feel well protected.
Know where you stand.
The right cover should fit your life – and make sense to you. We help you compare selected insurance options, understand the differences and take your next step with confidence.
Personal. Clear. Non-binding.
Prämienheld in numbers
Personal service. Tangible experience.CHF 783Average saving per person per year*
CHF 638’250Total premiums saved*
750+Customers supported
23+Insurers in comparison
Figures supplied by Prämienheld, confirmed September 2026. *Figures from previous comparisons; individual savings depend on the policy and available offers and are not guaranteed.
Cover that fits your life
A clear view of what matters.
Review one policy or look at the whole picture. We help organise the questions that matter to you.
Car & motor insurance
Consider liability, partial casco and full casco in the context of your car, use and budget.
Explore your options →Pillar 3a & 3b
Bring savings goals, protection and flexibility into a long-term plan.
Explore your options →Health & supplementary insurance
Understand basic cover, care models and deductibles. Review additional needs separately.
Explore your options →Legal expenses insurance
Compare the relevant areas of life, benefits and limitations of a policy.
Explore your options →New to Switzerland
Settle in with a clear order of priorities for health, home and other insurance questions.
Explore your options →A straightforward start
From an open question
to a clear next step.
Tell us what matters
Share a few details about your situation. You can upload an existing policy if you wish.
Understand the options
We structure the relevant cover, premiums and questions with your needs in mind.
Decide with confidence
If you wish to proceed, a suitable specialist partner provides individual advice, quotations and the contract.
A good decision needs clarity
Understand the cover.
Then compare the price.
A lower premium only helps when the insurance still fits. We make room for the questions behind the offer – what is covered, which excess applies and what you can expect next.
What you can expect
- A personal review of your starting point
- Selected options explained in context
- An optional policy upload
- Your decision, without an obligation to buy
Useful orientation
Make your next step easier.
For our future partners
A recommendation
that adds value.
Give your clients or employees a personal point of contact for insurance questions. Discover a partnership that fits your organisation.
Explore a partnership ↗
For employers, recruitment, relocation, advisers and networks.
Let’s start with your situation
Your insurance.
Your next good decision.
Tell us what you would like to review. We will get in touch personally to discuss the next step.
The comparison is free and non-binding. You do not need to upload a policy to make an enquiry.
Good to know
Your questions. Clear answers.
Does the comparison cost anything?
No. The comparison is free and non-binding. You decide whether to take the next step.
Can I ask about several insurance areas?
Yes. You can start with one question or request a coordinated 360° review.
Who gives the final insurance advice?
Individual insurance advice, quotations and contracts are handled by the respective specialist partner.
What happens to my uploaded policy?
Your upload is optional. It is transmitted in encrypted form and processed for your requested enquiry. See our privacy policy for details.