PrämienheldHealth insurance
Basic insurance, deductible, model, accident cover and any supplementary needs.
Explore health insurance →Prämienheld 360°
One life.
A complete view of your cover.
Insurance questions rarely arrive one at a time. Our 360° service brings them into one coordinated process: understand your situation, clarify priorities and organise the right specialist support.
Your insurance roadmap
A clear overview.
At every stage of life.
01Health & wellbeing
02Home & everyday life
03Mobility & protection
04Pensions & future plans
Personal contactA clear next step for your situation
Cover in contextHealth, everyday protection and pensions
Your decisionA free, non-binding comparison
A review built around you
The right questions,
before the next policy.
We start with your household, work, plans and existing cover. Not every person needs every insurance product. The purpose is to identify what matters and what needs a closer look.
Household & liability
Your belongings, liability towards others and the details that matter when your household changes.
Explore household cover →Motor insurance
Liability, partial or comprehensive cover, excesses and the way you use your vehicle.
Explore motor insurance →Legal protection
Relevant areas of cover, exclusions, waiting periods and the limits of the policy.
Explore legal protection →Pensions & life cover
Your goals, time horizon, flexibility and the distinction between saving, investing and risk cover.
Explore pension options →New to Switzerland
Orientation in the Swiss insurance system and a structured starting point for the move.
Read the arrival checklist →What the process gives you
Clarity you can
take forward.
We help put your insurance questions in order and coordinate contact with a suitable specialist partner. You remain in control of the decisions.
- An overview of the insurance areas relevant to you
- A distinction between immediate questions and later decisions
- An explanation of the next steps and the responsible contact
- Personal advice and quotations from the specialist partner, if desired
- Support in coordinating the process through your decision
Start with your situation.
A new home, a new job, a move to Switzerland – or simply a wish to understand your cover.
Good to know
Your questions. Clear answers.
Does 360° mean I need every type of insurance?
No. It means considering your situation as a whole. The relevant cover depends on your household, work, assets and priorities.
Can you help if I already live in Switzerland?
Yes. The service is also useful for established residents when circumstances change or existing cover needs a review.
Who arranges the insurance contracts?
The respective specialist partner provides individual advice, quotations and contracts. We help coordinate the process.
Can my employer or adviser introduce me?
Yes, with your agreement. You can also contact us directly. Our partner programme provides a clear introduction process.
Prämienheld in numbers
Personal service. Tangible experience.CHF 783Average saving per person per year*
CHF 638’250Total premiums saved*
750+Customers supported
23+Insurers in comparison
Figures supplied by Prämienheld, confirmed September 2026. *Figures from previous comparisons; individual savings depend on the policy and available offers and are not guaranteed.