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Independent Swiss comparison

Compare household and personal liability insurance

Review cover, excess and premiums for your household.

Start my free comparison →See how it works

Free · personal · non-binding

23+ insurers in comparison
CHF 638’250 premiums saved for customers
Private policy upload & clear next step
Prämienheld

Why compare?

A strong decision is based on more than a low price. Our comparison puts your needs, your existing cover and your next move into a clear picture.

01

Make your savings clear

Similar cover can be priced differently from one provider to another.

02

Cover first, price second

We focus on the points that matter to your personal situation.

03

Decide with clarity

You receive a clear next step instead of an overwhelming tariff list.

Compare household and personal liability together

Review insured sums, excess, covered risks and annual premium to see whether your current combination still fits your household.

Your route

From first question to a clear choice.

1

Share your situation

A few details or your current policy are enough to get started.

2

Receive a structured comparison

We make premiums, relevant cover and open questions easy to understand.

3

Decide at your pace

If you wish, a suitable licensed specialist partner can take the next step with you.

Why Prämienheld

More clarity. Less unnecessary effort.

A personal, independent comparison makes it easier to see where your policy stands today and which next step is worth taking.

What you receive

  • A clearly structured starting point
  • Options matched to your goal
  • A voluntary policy upload
  • A personal next step if desired
Start my free comparison
Ready when you are

Your policy can be the easiest place to start.

Upload it voluntarily and let us prepare a personal comparison.

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Health insurance →Supplementary cover →New to Switzerland →Pension overview →Pillar 3a calculator →Pillar 3b calculator →Property insurance →Motor insurance →Household & liability →Legal protection →
FAQ

Questions before you start

Is the comparison binding?

No. You decide whether and how to proceed after receiving the comparison.

What happens to my uploaded policy?

It is transmitted in encrypted form and used only for the requested review. The upload is voluntary.

Can I combine different insurance areas?

Yes. We can structure health insurance, pension and selected property cover around your situation.