PrämienheldHome & liability
Household contents or personal liability: what is the difference?
Understand cover for your belongings and liability towards others. A practical Swiss guide to household contents, rented homes and excesses.
Read the guide ↗The Prämienheld guide library
Better questions.
Clearer decisions.
Practical guides to household contents, liability, cars, pensions, legal cover and moving to Switzerland. Find answers and prepare your next step.
10
practical guides in English.
From your first home to your future plans.
10 guides
Cars & mobility
Partial or full casco: how to compare Swiss car insurance
Compare partial and full casco using vehicle value, leasing requirements, excesses and claims benefits. A practical guide to Swiss car insurance.
Read the guide ↗Legal protection
Compare legal expenses insurance: waiting periods, cover and limits
Review Swiss legal expenses insurance by legal areas, existing disputes, waiting periods and lawyer selection before choosing a policy.
Read the guide ↗Life changes
Moving in together: which insurance policies should you review?
An insurance checklist for couples and shared households in Switzerland: existing policies, insured people, belongings and possible overlap.
Read the guide ↗Pensions & future
Pillar 3a: comparing a bank solution and insurance
Compare Swiss pillar 3a options through savings goals, risk protection, costs, flexibility and surrender values. Questions for a personal review.
Read the guide ↗Pensions & future
Pillar 3a and 3b: understanding the differences
Understand tied and flexible private provision in Switzerland. Compare pillar 3a and 3b by purpose, access and contract conditions.
Read the guide ↗Life changes
Your annual insurance review: a structured policy checklist
Review premiums, benefits, deadlines and changes in your life. A practical checklist for a personal insurance review in Switzerland.
Read the guide ↗Businesses & partners
Insurance questions in employee onboarding: a clear process for HR
Help new employees navigate Swiss insurance with defined roles, a practical handover and a personal contact. A guide for HR, recruitment and relocation.
Read the guide ↗Life changes
Moving to Switzerland: an insurance checklist
Put the right insurance questions in a practical order when moving to Switzerland.
Read the guide ↗Health
Switch Swiss health insurance: a checklist
Organise your current cover, quotes, cancellation and confirmations.
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