PrämienheldSpot gaps
Household, liability and legal protection respond to different situations.
Independent Swiss comparison
Compare household, liability and legal protection insurance
Clear cover for the moments that matter in everyday life.
Free · personal · non-binding
23+ insurers in comparison
CHF 638’250 premiums saved for customers*
Private policy upload & clear next step
Prämienheld
A comparison brings order to everyday cover.
A strong decision is based on more than a low price. Our comparison puts your needs, your existing cover and your next move into a clear picture.
Avoid paying twice
Existing policies can be reviewed side by side.
Move forward clearly
Your circumstances become a useful, understandable basis for comparison.
Your route
From first question to a clear choice.
1
Share your situation
A few details or your current policy are enough to get started.
2
Receive a structured comparison
We make premiums, relevant cover and open questions easy to understand.
3
Decide at your pace
If you wish, a suitable licensed specialist partner can take the next step with you.
Why Prämienheld
More clarity. Less unnecessary effort.
A personal, independent comparison makes it easier to see where your policy stands today and which next step is worth taking.
What you receive
- A clearly structured starting point
- Options matched to your goal
- A voluntary policy upload
- A personal next step if desired
Ready when you are
Your policy can be the easiest place to start.
Upload it voluntarily and let us prepare a personal comparison.
FAQ
Questions before you start
Is the comparison binding?
No. You decide whether and how to proceed after receiving the comparison.
What happens to my uploaded policy?
It is transmitted in encrypted form and used only for the requested review. The upload is voluntary.
Can I combine different insurance areas?
Yes. We can structure health insurance, pension and selected property cover around your situation.