PrämienheldSpot gaps
Household, liability and legal protection respond to different situations.
Personal Swiss comparison
Compare household, liability and legal protection insurance
Clear cover for the moments that matter in everyday life.
Free · personal · non-binding
Prämienheld in numbers
Personal service. Tangible experience.CHF 783Average saving per person per year*
CHF 638’250Total premiums saved*
750+Customers supported
23+Insurers in comparison
Figures supplied by Prämienheld, confirmed September 2026. *Figures from previous comparisons; individual savings depend on the policy and available offers and are not guaranteed.
Prämienheld
A comparison brings order to everyday cover.
A strong decision is based on more than a low price. Our comparison puts your needs, your existing cover and your next move into a clear picture.
Avoid paying twice
Existing policies can be reviewed side by side.
Move forward clearly
Your circumstances become a useful, understandable basis for comparison.
Compare property insurance in one clear structure
Motor, household, personal liability and legal protection serve different needs. A complete comparison highlights premiums, overlaps and relevant cover.
Your route
From first question to a clear choice.
1
Share your situation
A few details or your current policy are enough to get started.
2
Receive a structured comparison
We make premiums, relevant cover and open questions easy to understand.
3
Decide at your pace
If you wish, a suitable specialist partner can take the next step with you.
Why Prämienheld
More clarity. Less unnecessary effort.
A personal comparison makes it easier to see where your policy stands today and which next step is worth taking.
What you receive
- A clearly structured starting point
- Options matched to your goal
- A voluntary policy upload
- A personal next step if desired
Ready when you are
Your policy can be the easiest place to start.
Upload it voluntarily and let us prepare a personal comparison.
FAQ
Questions before you start
Is the comparison binding?
No. You decide whether and how to proceed after receiving the comparison.
What happens to my uploaded policy?
It is transmitted in encrypted form and used only for the requested review. The upload is voluntary.
Can I combine different insurance areas?
Yes. We can structure health insurance, pension and selected property cover around your situation.
Prepare your comparison